Articles
Learn the Ins and Outs of the Merchant Service Industry More
Reviews
Considering a Merchant Service Provider, see how they compare in our independent reviews More
News
Looking for the latest updates on credit card processing? Look no further More

Find the Best Merchant Accounts at the Lowest Price

For new businesses the process seems overwhelming. For businesses that have been processing for years, the system is confusing and frustrating. With all the challenges that small business owners deal with in successfully operating their business, how you accept credit cards and who you accept credit cards with, should not have to be one of them.

Unfortunately due to the complexity of the rates, fees, and assessments that accompany every transaction, businesses find themselves dealing with an industry where margins can be padded, fees hidden, and worst often lengthy contracts and cancellation costs that actually penalize the small business that tries not to be taken advantage of.

Worse yet is that these merchant service providers have years of marketing experience and have figured out the key words and phrases that can distract earnest business owners from asking the right questions and getting the full story.

We hope this website can provide a valuable resource to individuals looking for additional information on how to secure the lowest possible costs for their credit card processing needs. While we have a number of reviews available we also very much recommend that individuals (whether they are new or experienced) read some of our articles as we are confident they will better prepare you to negotiate the best deal possible.

How to Secure the Lowest Possible Costs

The Following is Our Advice for Securing the Best Deal for Your Business:

Avoid Worrying About Rates – Focus on Cost

As mentioned above, the merchant service providers are very experienced at marketing to small business owners. So they try and grab your attention by advertising the “lowest rates” available. Many even offer available rates on their websites’, and you’ve likely seen banners offering “Rates as Low as X.YZ%”. This approach from a small businesses owners perspective is very effective, compare rates, find the lowest, sign up. While an effective marketing tool, it is exactly the type of trap that leads to businesses far overpaying on their processing costs. Read more

How to Secure the Lowest Possible CostsunratedGerald Evans2012-04-30 22:55:22The Following is Our Advice for Securing the Best Deal for Your Business:

Avoid Worrying About Rates – Focus on Cost

As mentioned above, …

Merchant Warehouse Review

Merchant Warehouse is quite simply the best processors we have come across.

While they do not advertise terms like “lowest rates”, or “rates as low as”, we found that when the overall cost of their accounts were compared to their peers they were considerably lower, and one of the biggest factors driving our score is their commitment to customer service. Read more

Merchant Warehouse Review4.375Gerald Evans2012-04-30 23:30:04Merchant Warehouse is quite simply the best processors we have come across.

While they do not advertise terms like “lowest rates”, or “rates as low…

Understanding Merchant Accounts and Payment Gateways

If you are new to the world Internet commerce, one of the first decisions you will need to make is how you are going to accept payments from your customers. If you are considering applying for a merchant account and a payment gateway system, the following information will assist you in deciding if this is the payment approach that will ultimately be the most beneficial for your business. Read more

Understanding Merchant Accounts and Payment GatewaysunratedDoug Perry2012-04-30 22:53:33If you are new to the world Internet commerce, one of the first decisions you will need to make is how you are going to accept payments from your cust…

Intuit Merchant Services Review

Intuit Merchant Services (IMS) appears to be something of a mixed blessing. For merchants who use Intuit’s QuickBooks accounting software, IMS can be beneficial. Whether you operate a brick-and-mortar shop, work through online commerce or do both, there’s no need for double transaction input. IMS allows you to accept credit and debit card payments while seamlessly integrating with your software. Each card transaction automatically updates your QuickBooks accounting records. Read more

Intuit Merchant Services Review2.83333333333333Gerald Evans2012-04-28 17:26:03Intuit Merchant Services (IMS) appears to be something of a mixed blessing. For merchants who use Intuit’s QuickBooks accounting software, IMS can be …

A Beginner’s Guide to eCommerce

Ecommerce challenges any businessperson, especially those who have experienced it before. The term itself means buying and selling online. Ecommerce technology makes doing business online safe and secure, making it an ideal way for a business to expand or for individuals to start their own business. Read more

A Beginner’s Guide to eCommerceunratedDoug Perry2012-05-10 21:45:21Ecommerce challenges any businessperson, especially those who have experienced it before. The term itself means buying and selling online. Ecommerce t…

Square Credit Card Processing Review

Square has recently hit the scene and is getting a ton of buzz and press.

This is for a number of reasons, whenever the founder of Twitter is involved in a new and exciting product there is bound to be interest from the media. Additionally their system is processing an extremely large number of transactions, with an exponentially increasing number of new merchants signing up daily. Along with their growth they have also received a large amount of interest from the venture capitalist of the world, and count Visa as one of their high profile investors. Read more

Square Credit Card Processing Review2.25Gerald Evans2012-04-28 17:29:25Square has recently hit the scene and is getting a ton of buzz and press.

This is for a number of reasons, whenever the founder of Twitter is invol…

Cheapest Merchant Accounts

Resources and Reviews

Articles

Reviews

News