1st American Card Service has been in business for over 20 years and has offices in New York and Beverly Hills. While they claim to be independent processors their contracts all denote that they are in fact reselling iPayment merchant services.
PayJunction a credit card processing company that focuses on online and virtual payments. Based in Santa Barbara, California, their options are referred to as their “Trinity” – ie Virtual Terminal, Payment Gateway, or through your Phone.
One of the things that we have noticed at CheapestMerchantAccounts.com is that nearly every small business owner that signed up for their merchant account “online” (ie they never spoke with a sales rep), was paying extraneous costs and fees – sometimes to the tune of hundreds of dollars a year.