1st American Card Service has been in business for over 20 years and has offices in New York and Beverly Hills. While they claim to be independent processors their contracts all denote that they are in fact reselling iPayment merchant services.
While they have a BBB rating of A+, they have a fairly high number of complaints raised against them. The comments we found on the web about 1st American all point towards common complaints regarding the merchant being told there were no hidden fees, but only too late finding out that this couldn’t have been further from the truth.
At the current time we advise merchants to get a clear statement of fees and services before signing any paperwork with 1st American Card Services, and try and have an independent review done if you are new to the credit card merchant services game and are not positive in properly examining what you are reading.
Note: Before you get started here is a final piece of advice from our co-founder Gerald Evans on the importance of calling a merchant service provider and avoiding the temptation to ask for rates and quotes through email alone. Why You Should Always Call